What is PVC Aadhaar Card: Features & Benefits Explained

The Unique Identification Authority of India (UIDAI) started issuing Aadhaar cards in 2009. This was done to provide each individual with unique identification and help them avail of many government facilities. It also serves as a proof of address for residents in India. In recent years, a new form of Aadhar card was introduced for better durability and security, known as Aadhar PVC cards.

This article will cover what the Aadhar PVC card means, its features and benefits, and how you can download the PVC Aadhaar card online. It also covers how the Aadhaar PVC card is different from the traditional paper Aadhaar card.

What is a PVC Aadhaar card?

This is an Aadhaar card that is made out of polyvinyl chloride (PVC). This is a type of plastic that is commonly used in making identification cards. It was introduced as an alternative to the traditional paper Aadhaar cards to make them more portable and convenient. It is done by re-printing the Aadhaar on a card that is similar to a debit or credit card in size. They contain the same information and function as the original Aadhaar card and are just as valid.

What are the features of the PVC Aadhaar card?

Some of the most important Aadhaar PVC card features include:

• Tamper-proof QR code: This contains encrypted information relating to the card owner and any attempts at modifying or damaging the QR code can be detected.
• Hologram: This serves as a measure of authenticity, and is a 3-dimensional image that appears when it is viewed from different angles.
• Micro text: This type of text is not visible without magnification. This contains additional information and adds an extra layer of security.
• Ghost image: This is a secondary image printed in the background of the card, it is used for visual authentication.
• Issue and print date: This helps track the card’s authenticity.
• Guilloche pattern: This is a complex design that is commonly used in security printing. It is difficult to replicate and is used to deter counterfeiting.

What are the benefits of a PVC Aadhaar card?

• Durable: The plastic material makes them more durable than paper cards as they are less likely to be tampered with or damaged.
• Portable: They are smaller in size and can easily fit in wallets or purses, this makes them more convenient to carry around.
• Secure: The Aadhaar PVC has many security features to prevent duplication and forgery. This makes it more secure and minimises the chances of fraud and leakage of information.
• Online verification: There is a QR code on every Aadhaar PVC that can be used for online identity verification. This means that it can be used for services online like opening an account in a financial institution and filing tax returns.

How to apply for a PVC Aadhaar card online?

The steps to apply for Aadhaar PVC card online are:

• Visit the official UIDAI website.
• Select ‘Order Aadhaar PVC Card’ under the tab ‘My Aadhaar’.
• Enter your Aadhaar card number and complete CAPTCHA.
• Click the button that says ‘Send OTP’, this will generate a ‘One-Time Password’ that will be sent to your mobile number. If your number is not registered, click the option that says ‘My mobile number is not registered’. 
• Enter the OTP and accept the terms and conditions.

This will give you a preview of your Aadhaar PVC card, after which you have to pay a fee of INR 50 through any online payment method.

You can download the receipt once the payment is successful. You will receive the Aadhaar PVC card at your registered postal address. You will also get an SRN (Service Request Number) which can be used to track the PVC Aadhaar status.

Why obtain an Aadhaar PVC card?

The Aadhaar PVC card has several benefits as compared to the paper version. The PVC material makes it more durable and resistant to tampering and damage. It is smaller than its paper counterpart, making it easier to carry. It also acts as a secure method of identification due to its many security features, such as holograms and QR codes. These make it a preferable option for individuals who want a reliable form of identification.

How to check PVC Aadhaar card status online?

You can check the status of your Aadhaar PVC card through the following steps:

• Visit the official UIDAI website.
• Click on the ‘My Aadhaar’ option.
• Click on the button that says ‘Check Aadhaar PVC status’.
• Enter your SRN. You will also need to enter the captcha code displayed on the screen.
• Click the "Submit" button.

The website will then display the status of your Aadhaar PVC card application. 

Fees or charges to order Plastic Aadhaar Card (PVC)

The charges to be paid are INR 50 (Inclusive of GST & speed post charges). This has to be paid to obtain the Aadhaar through an online application process.

Steps for PVC Aadhaar card download online

As Aadhaar PVC is a physical card emailed to you, it cannot be downloaded online. You can apply for the card online and track its status through the steps covered earlier in the article.

What is the PVC Aadhaar card delivery time?

The Department of Post (DoP) should receive the Aadhaar PVC from UIDAI within 5 working days of the request. After this, the delivery times may vary depending on your location and postal service. You can track the status using the DoP Status Track Services.

How is an Aadhaar PVC card different from a traditional paper Aadhaar card?

How PVC Aadhaar card streamlines the personal loan application process

An Aadhar PVC is a reliable form of identification and address with enhanced security features such as QR codes and holograms. This helps lenders to quickly and accurately verify the identity of the applicant. As the card can also be digitally verified, it can speed up the verification process and minimise the need for additional documentation. 

Impact of PVC Aadhaar Card on loan approval and disbursement timelines

The Aadhaar PVC simplifies verification, reduces the number of documents required, and provides an accurate and reliable source of identification. This can make the process more efficient and speed up the loan approval and disbursement, depending on how well you meet the eligibility criteria. Thus, an Aadhaar PVC card can make the loan approval process easier for borrowers who may need funds quickly.

Conclusion

Overall, Aadhaar PVC cards are a significant improvement over the traditional paper Aadhaar cards. They offer enhanced durability, portability, and security, and can also streamline the personal loan application process by providing readily available information and speedy digital verification. 

If you are looking to take out a personal loan on your Aadhaar card, SMFG India Credit offers personal loans of up to INR 30 Lakhs*. Eligible borrowers can enjoy low-interest rates starting at 13% per annum*. A 100% online application process further adds to the convenience of Aadhaar PVC cards. Apply now to take the first step toward your financial goals.